Retirement Planning is multi dimensional field. Many planners approach retirement planning purely from investment point of view. This perspective is too limited for dealing with the diversified needs of the person for whom the retirement plan is being formulated.
"You must be kidding. Who thinks of Retirement?? It is too far away," says a 28 year Old I.T. Engineer. I am sure all us would want an early Retirement with a Nice House, Fancy Car, A Holiday etc.. but very few of us take it seriously & actually start working on it.
Key to Retirement is to Start Early & Gain Power of Compounding.
"Every drop of SWEAT at young age will reduce ten drops of TEARS at old age".
Live the way you want.. Even after you retire.