Get Day 1 Health Cover for Diabetes, Other Chronic Illnesses

Covers hospitalisation expenses due to Covid-19

EARN UPTO 30% premium back as HealthReturnsTM and use it to pay for policy renewal, medicines, or diagnostic tests.
DAY 1 COVER for medical management of Asthma, Diabetes, High Cholesterol and High Blood Pressure.


1) Activ Health ESSENTIAL


  • Flexibility in choice of room category
  • 527 day care procedures are covered
  • No reduction in cumulative bonus in case of a claim, unless utilized
  • Tax benefits under section 80D**.
  • HealthReturnsTM – Earn upto 30% of your policy premium back by staying healthy
  • Chronic Management Program for helping you manage chronic conditions such as Asthma, Diabetes, High Cholesterol, High Blood Pressure

2) Activ Health ENHANCED


  • All the features of Essential plus a lot more
  • Sum insured up to 2 crores
  • Pre and post hospitalization cover up to 60 & 180 days respectively
  • Road ambulance cover on actuals in network hospitals and up to Rs.5000 per hospitalization in non-network hospitals
  • Worldwide emergency assistance services
  • Cover for organ donor expenses
  • Reload of sum assured

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